Camera Equipment Insurance

[watash1965]

Hello,

I need some help,

Who do you use for reliable pro-consumer insurance camera gear, like a Canon R5 MKII with a Canon 50mm f/1.2 and a Canon 24-105L 2.8 lens?

Thank you,  Watash1965

Steve

[deepika45 · Accepted solution]

I’d definitely look into a dedicated camera equipment insurance policy rather than relying only on homeowners or renters insurance. With an R5 Mark II and those L-series lenses, I’d want coverage for theft, accidental damage, and gear used outside the home.

I’d also compare the deductible and make sure the policy covers the full replacement value of the camera and lenses. Some policies have limits or exclusions for professional use, so that’s worth checking too.

[shadowsports · Accepted solution]

If you Google camera or photography equipment insurance, you will see a multitude of companies who provide dedicated insurance for camera gear.  Many are companies who provide homeowners and auto insurance, but who also offer separate or dedicated insurance policies for gear.  I'm sure coverage varies as do prices.  I'd do research, shop prices and then look for reviews.  

[watash1965]

Thank you for your information, it is very helpful.

Watash1965

[watash1965]

Thank you, Rick. Your information is always helpful.

Steve